Lock-in Period Policy

Guidelines and structure for capital lock-in tenures, fund utilization cycles, and maturity conditions.

Effective: September 09, 2026

1. Purpose of the Lock-in Period

The lock-in period is a designated timeframe during which invested capital cannot be withdrawn unilaterally by the investor. This lock-in ensures that operating businesses have the necessary working capital stability to purchase inventory, manage operational expenditures, and generate projected revenues without cash-flow disruptions.

2. Lock-in Tenure Tiers

Each business proposal features a predetermined lock-in tenure clearly stated in the project prospectus:

  • Short-Term Lock-in: 3 to 6 Months (Typically for seasonal agro, livestock, or rapid-turnover trading cycles).
  • Medium-Term Lock-in: 6 to 12 Months (Manufacturing expansions, retail distribution, supply chain logistics).
  • Long-Term Lock-in: 12 to 24 Months (Infrastructure, cold storage setup, renewable energy microgrids).

3. Maturity & Principal Return

Upon reaching the official lock-in maturity date, the investor may:

  • Elect to renew or roll over the investment principal into another operating cycle.
  • Request a 100% full principal refund credited to their platform wallet for bank withdrawal.

Certified & Governed by Investera Hub Policy Standards