1. Purpose of the Lock-in Period
The lock-in period is a designated timeframe during which invested capital cannot be withdrawn unilaterally by the investor. This lock-in ensures that operating businesses have the necessary working capital stability to purchase inventory, manage operational expenditures, and generate projected revenues without cash-flow disruptions.
2. Lock-in Tenure Tiers
Each business proposal features a predetermined lock-in tenure clearly stated in the project prospectus:
- Short-Term Lock-in: 3 to 6 Months (Typically for seasonal agro, livestock, or rapid-turnover trading cycles).
- Medium-Term Lock-in: 6 to 12 Months (Manufacturing expansions, retail distribution, supply chain logistics).
- Long-Term Lock-in: 12 to 24 Months (Infrastructure, cold storage setup, renewable energy microgrids).
3. Maturity & Principal Return
Upon reaching the official lock-in maturity date, the investor may:
- Elect to renew or roll over the investment principal into another operating cycle.
- Request a 100% full principal refund credited to their platform wallet for bank withdrawal.
Certified & Governed by Investera Hub Policy Standards